Is this text a scam?

Choose your country

• Scams in the UKParcel held, small fee to pay · HMRC tax refund or penalty · Your bank, about a payment you didn't make
• Scams in the USUSPS package on hold · Unpaid toll · IRS refund or penalty
• Scams in NigeriaUpdate your BVN or your account will be blocked · Congratulations, you have won · Job, visa or scholarship offer
• Scams in IndiaUpdate your KYC or your account will be blocked · Your electricity will be cut tonight · Digital arrest

Warning signs, anywhere

• It's urgent: your account closes today, a parcel is returned tonight, the police are on their way.
• It has a link to pay a small fee, or to "confirm" your details.
• It asks for a PIN, password or one-time code. No real organisation needs these from you.
• A family member is texting from a new number and needs money now.
• It's too good to be true: a prize you didn't enter, a job with no interview, money that doubles.
• It wants payment in gift cards, crypto or a transfer to a "safe" account.
• It asks you to keep it secret, or not to tell your bank.

What to do with a message you're not sure about

1. Don't click the link, reply, or call the number in the message.
2. Check for yourself: open the company's own app, or type its website address yourself.
3. If it claims to be family, call them on the number you already have.
4. Report it (below), then delete it.